1.

Locker Rent Rural/Semi Urban Urban Area

Rs. 750/-
Rs. 1000/-

In Case Of Loss of keys and for breaking open the locker, a service charge of Rs. 500+actual cost incurred will be levied.

2.

Collection
a) Collection of Outstation cheques/Drafts
















b) Collection of Bills

- Up to 10,000/- Rs. 100/- per instrument
- Above 1 Lac - Rs. 150/- per instrument
1. Above charges are all inclusive (No Courier charges, out of pocket expenses)

No Collection Charge will be levied on Local cheques/drafts. Postage will be charged extra as per extant instructions. Exemptions of collection charge, will continue for our Bank staff, freedom fighters, Govt. Departments/Institutions and on salary bills of teachers and other staff of Govt. aided/non Govt. Secondary schools. Cheques issued by GOI in respect of grants released from the P.M. Relief fund to the State Govt., Distt. Magistrates etc. will be collected without levy of any service charges and credit to be given immediately 'at per'. Only postage to be recovered.


As per Instructions for Collection of cheques given on Sl.No.2

3.

Remittances
i) Drafts, Bank Orders/GPO

Upto 10000/- Rs. 30/- Over Rs. 10000/- Rs. 3.00 per Rs. 1000/-
Min. Rs. 50/-
Max. Rs. 12500/-

No Commission will be charged on drafts issued by debit to A/c of staff, Govt. Deptt. Freedom fighters and for draft in favour of issued P.M. Rellef Fund/ C.M. Relief Fund and Payment to suppliers while disbursing loans Including staff loans.

ii) Issue of duplicate Banker cheque/Bank Order/GPO etc.

Rs. 110/- per Instrument.

…………………

iii)Revalldation/Cancellation of/Bank Drafts. Bank orders/GPO/Banker Cheque

Rs. 110/-per Instrument.

…………………

4.

Issue of Banker's Cheque

Up to 10000/- Rs. 30/- For > Rs. 10000/- Rs. 3.00 per Rs. 1000/- min. Rs.50/-, max. Rs. 12500/-

No charges to be levied as per Instructions given on Sl.No. 3

5.

Cheques/bills returned unpaid Handling charges

Rs. 75/- per Instrument/bill+ postage will be charged extra.

…………………

6.

Stop Payment Instructions

Rs. 50/- per Instrument upto 3 leaves Rs. 200/- for range of cheques

…………………

7.

Standing Instructions

No amount will be charged for transaction within the branch for compliance of S.I. Rs. 110/- per transaction for other S.I.
Disbursement of other payments through the account of customer; Rs. 2/- per credit entry. These charges shall be debited to the A/c from which the amount is transferred only if other branch is involved.

Government transactions and Teachers salaries of the schools/colleges etc. will be exempted from the prescribed transfer charges of Rs. 2/- per credit entry.

8.

Issue of Cheques/cheque books.

Cheque Book @ Rs. 2.00 per cheque leaf in SB & CA First 25 cheque Book leaves free for Indivdual S.B. & C.A. customers in a year.

Not leviable to members of staff and Government departments.

9.

Charges for excess debits in SB A/C (above 50 withdrawls per half year)

Rs. 10/- per entry (For entries over 30 per ½ year.)

- No charges for Staff accounts.
- If average monthly balance in any A/c is more than Rs. 50000/- No charges will be levied.

10.

For Issuance of No- Dues certificates.

Priority Sector: NIL Other than priority sector Rs. 150/- per certificate.

…………………

11.

Enquiry relating to old records.

Rs. 150/- per Item (If the enquiry is for an item more than 18 months old.)

…………………

12.

Postage charges a) Ordinary Post
b) Registered Post/Courier

Rs. 15/- or actual which ever is higher Rs. 35/- or actual which ever is higher.

…………………

13.

Ledger Folio charges

For CA/CC/OD A/cs. No charges will be levied upto 150 entries in a year. Over 150 entries Rs. 1/- per entry will be charged.

Not applicable to staff, Govt. Accounts, School/College Accounts & Individual Current Accounts.
If average monthly balance in any A/c is more than Rs. 100000/- no charges will be levied.

14.

Loan Processing charges

(i) Upto 25000/- NIL
(ii) Rs. 25001/- to 5.00 lacs 0.25% of loan amount. Min. Rs. 200/-
(iii) Above 5 lacs Rs. 0.20% of loan amount min. Rs. 1250/-

No. charges to be levied for loans against our own deposits. NSCs. KVPs all Govt. sponsored schemes. SHG & staff loans.

15.

Inspection charges

- SHG, SGSY & Staff Loans- No charges
- For all other loan upto
Rs. 25000/- NIL
Rs.25001 to Rs. 2.00 lacs Rs. 500/-
Above Rs. 2.00 lacs Rs. 500/- per lacs.

For SC/ST borrowers: 50% of charges will be levied.

16.

Minimum balance charges on Current A/cs.

Individuals & Others:
Min. Balance to be maintained Rs. 1000/-, Rs. 300/- per quarter to be charged for non maintaining the minimum average quarterly balance.

Govt. A/cs. Staff A/cs, School & College A/c will be exempted from service charges.
Senior citizen & pensioners will be charged 50% of the prescribed rates.

17.

Minimum balance charges on operative Saving Bank a/cs.

18.

Account Closure before 12 months.

19.

Duplicate Passbook/CA Statement

20.

Service charge in case of inoperative A/c-SB & CA

i.