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OUR SCHEMES

DOMESTIC DEPOSIT RATES

INTEREST RATES ON ADVANCES

HIGHLIGHTS OF PERFORMANCE

SERVICE CHARGES


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Interest Rates On Advances (W.E.F. 01-04-2013)


ADVANCES
ACTIVITIES
RATE OF INTEREST
1.
Agricultural Short Term Advances
-
(i)
* Upto Rs. 3.00 Laks
* Crop loans/ Production loans up to Rs 3.00 lacs will be charged 7% p.a ( fixed) as per Government of India (GoI) directives. It is subject to GoI providing interest subvention to the Bank on such advances. Otherwise, as per Bank's norms
11.00%
(ii)
More than Rs. 3.00 Laks & Upto Rs. 5.00 Laks
13.00%
(iii)
More than Rs. 5.00 Laks
13.25%
2.
Agricultural Term Loan
-
(i)
Upto Rs. 50000/-
11.50%
(ii)
More than Rs. 50000/- & Upto Rs. 2.00 Laks
12.50%
(iii)
More than Rs. 2.00 Laks & Upto 5.00 Laks`
13.25%
(iv)
More than Rs. 5.00 Laks
14.25%
(v)
Loan for Tractors Upto Rs. 2.00 Laks
12.50%
(vi)
Loan for Tractors from Rs. 2.00 Laks Upto Rs. 5.00 Laks
13.25%
(vii)
Loans for Tractors- More than 5 Laks
14.25%
3.(a)
Business/Industry/Service/Professional/Self Employment (Cash Credit)
-
(i)
Upto Rs. 50000/-
12.00%
(ii)
More than 50000/- & Upto Rs. 2.00 Laks
12.50%
(iii)
More than Rs. 2.00 Laks & Upto Rs. 5.00 Laks
13.00%
(iv)
More than Rs. 5.00 Laks
13.25%
3.(b)
Business/Industry/Service/Professional Self-Employment (Term Loan)
-
(i)
Upto Rs. 50000/-
12.00%
(ii)
More than Rs. 50000/- & Upto Rs. 2.00 Laks
13.00%
(iii)
More than Rs. 2.00 Laks & Upto Rs. 5.00 Laks
13.25%
(iv)
Upto Rs. 5.00 Laks
14.50%
Housing Loan
-
(i)
For Repayment Upto 5 Years
10.50%
(ii)
For Repayment from 5 years to 20 years
11.00%
Vehicle Loan (Car, Jeep) Personal Segment
-
(i)
For Repayment Upto 3 years
10.75%
(ii)
For Repayment More than 3 Years
10.750%
Vehicle Loan (Truck, Car, Jeep, Auto Ricksha) Commercial
13.50%
Vehicle Loan (Two Wheeler)
16.00%
Self Help Group
-
(i)
Upto Rs. 2.00 Laks
11.00%
(ii)
More than Rs.2.00 Laks
12.00%
Education Loan
-
(i)
Upto Rs. 4.00 Laks
13.50%
(ii)
Above Rs. 4.00 Laks
13.00%
  For Vehicle Agencies
12.00% (No boundation of Duration)
  For Medical Business to Doctors
11.00% (No boundation of Duration)
  Rent Plus Scheme
13.00% - 14.00%
Other Loan Scheme
-
-
Clean Over Draft
16.75%
-
Grahak Samridhi Yojana/ PGB Teacher's Loan
14.00%
-
-
Demand Loan against National Saving Certificate/Kisan Vikas Patra
14.50%
-
Loan against Banks Fixed Deposit
01.00% More
-
Loan Against Surrender value of LIC Policy
14.50%
-
Loan for Pensionors
13.50%
-
Mahila Credit Card Scheme (Upto Rs. 20000)
11.50%
-
General Credit Card Scheme (Upto Rs. 25000)
11.50%
-
Solar Home Light Scheme
11.00%
-
Loan against Gold Ornaments
12.50%
-
Krishak Saathi Yojana
11.50%

 
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